Cecilia Ramos

Cecilia Ramos

Mortgage Broker/Owner
AGENT LICENSE ID M08002669
(416) 757-9957
cecilia@ultmgroup.com
Head Office: 1024 Kennedy Road Toronto, ON M1P 2K6
https://www.ultmgroup.com

About Cecilia Ramos

I have been specializing in Mortgage Brokering for over 20 years.  I have helped and continue to assist thousands of individuals and families make their dream of homeownership or financial independence a reality.  With my expertise in problem solving, I find solutions for homeowners/buyers that are not one dimensional as I evaluate and determine the most suitable financing options for people based on their family dynamics, long-term goals and maximum potential benefits.  My Brokerage Firm does consistently secure access to over 50 lenders and maintain high status and great relationships with such service providers.  As a result, this successful strategy provides our team of licensed mortgage agents and brokers as well as our clients a wide array of competitive interest rates, innovative programs, unique solutions and unparalleled support system.  
 
My professional life has been an integral part of me.  It mostly defines who I am as a person overall.  Over the years, many of my clients and team members have become an important active part of my life.  I draw strength, happiness and fulfilment from my successful business.  As I have been mentoring mortgage agents and brokers for many years, I always preach that being genuine, conscientious, devoted, understanding and trustworthy are the essential elements when working with people in making life changing decisions such as homeownership and financial freedom.  I place myself in my client’s shoes to understand their needs and put on the lender’s hat to effectively find the best financing options for my customers.  My commitment to top rate client service is paramount regardless if I’m working with a high profile client with impeccable background or someone who is new to the country and starting to build a life or somebody who is a double bankrupt and trying to regain his footing in the financial world.  I treat everybody with the same respect and provide all with the best service they deserve.  
 
Thank you for visiting our website.  I hope we get an opportunity to serve you, your family and friends with your mortgage needs!

Get to know our amazing team of agents!

Meet The Team

Awards & Recognitions

Veris President's Club 2021
Veris Executive Club 2021
Veris Chairperson's Club 2021
CMP 5-Star Employer 2022
Veris President's Club 2020
Veris Executive Club 2020
Veris Chairman's Club 2020
Scotiabank Business Excellence
Home Trust 2021 Platinum
First National 2021 Wizard
Equitable Bank 2021 Top-Performing

Join Our Team!

Join our Award-Winning Brokerage and enjoy top tier compensation, best rates, and a dedicated underwriter. We offer a unique support structure with coaching, training, and hands on support to ensure you succeed.

Employment Opportunities